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15 Powerful Prayers to Get Out of Debt Fast

15 Powerful Prayers to Get Out of Debt Fast

Are you looking for ways to get out of debt? These powerful prayers to get out of debt fast will help you find divine answers to every debt problem that you are currently battling.

Whatever form it may take, whether it is repayment of credit card, mortgage, student loan, or any other kind of debt, the level of disturbance that it brings can be very worrisome.

This has led to the sudden death of a lot of individuals, as well as the rise in several health conditions as a result of mounting debts.

I use these powerful prayers to ask for God’s help.

Here Are 15 Prayers To Get Out Of Debt Fast.


1. Prayer to Get Out of Financial Debt.

Galatians 5:1 – Christ has set us free to live a free life. So take your stand! Never again let anyone put a harness of slavery on you.

Dear Heavenly Father, thank you because it is not your will that I should be in debt. Lord, I am almost in lack at present and my debts are becoming overwhelming.

I have made serious financial mistakes which have led to my debts getting out of control and I have been unable to repay them.

Father, please make a way for me where there seems to be no way because worries are invading my mind.

I am confident that you will supply all my needs, according to the abundance and the riches of your glory.

2. Prayer for God’s Merciful Provision to Clear Debt.

Proverbs 11:28-29 – Trust in your money and down you go!  But the godly flourish like leaves in spring.   Those who bring trouble on their families inherit the wind.  The fool will be a servant to the wise.

Dear Holy Spirit, I am in dire need of your help right now. I pray you will provide abundantly for me in your mercy so that I can clear out my debt.

Bless me with a strong financial breakthrough, so that I will be able to repay this debt and have extra to take care of my personal needs.

I ask that you bestow your divine wisdom to manage the financial blessings that you will bring my way. Dear Lord, direct my mind to suitable opportunities that will increase my earnings and my ability to clear out my debts completely.

In Jesus’ name, I have prayed. Amen.

3. Prayer to Get Out of Accumulated Debts.

Deuteronomy 15:6 – When the Lord your God blesses you as He promised you, then you shall lend to many nations, but you shall not borrow; and you shall rule over many nations, but they shall not rule over you.

Dear Everlasting Father, thank you for your protection and for not allowing my current state of lack and debt to destroy my health.

I ask that you save my relationships and family so that those related to me will not suffer due to my money problem. Help me to not depend on anyone but on you alone.

Let your will only prevail over my life. I know that you will do what is most suitable and best for me at all times.

Dear Lord Jesus Christ, please give me a financial breakthrough, so that I can repay every debt that I am owing. And grant me the grace to be a good steward of all that you will provide me with.

In Jesus’ name, I have prayed. Amen.

4. Prayer to Get Out of Credit Card Debt.

Jeremiah 32:17 – Ah, Sovereign Lord, you have made the heavens and the earth by your great power and outstretched arm. Nothing is too hard for you.

Dear God, thank you because I know that it is not your plan for me to be in debt. This is why I am here to ask that you give me a financial miracle to take care of my credit card debt.

Lord, the interest is pulling up and will eventually lead to a severe penalty if I do not do something about this as soon as possible. I believe strongly that you have heard my prayer and that help is already on the way.

Thank you for loving and hearing me. In Jesus’ name, I have prayed. Amen.

Also Related: 15 Powerful Prayers for Prosperity and Abundance.

5. Prayer to Get Out of Financial Debt.

Philippians 4:19 – But my God shall supply all your needs according to his riches in glory by Christ Jesus.

Dear Everlasting Father, you provide for the birds of the air and take adequate care of them. Thus, I am more than hopeful that you will take care of my financial needs.

Father, I am in deep financial debt and I am frantically looking up to you for my financial prosperity, in order to be able to repay the many debts and bills.

Please provide me with enough money through financial freedom, so that I can get off the mountain of debt and financial woes. Father God, perfect your good work in my life. In the name of Jesus. Amen.

6. Debt Removal Prayer.

Matthew 17:20 – And Jesus said unto them, because of your unbelief: for verily I say unto you, If ye have faith as a grain of mustard seed, ye shall say unto this mountain, Remove hence to yonder place, and it shall remove; and nothing shall be impossible unto you.

Dear Lord, these are difficult times for me because of the financial difficulties that I am currently experiencing. By your spirit, I pray that you evacuate evil spirits that have attached themselves to my finances.

Let there be a supernatural debt removal in my life so that I will stop accumulating debt everywhere I go. Let this supplication become a prayer bullet that will destroy any dark spirit creating debt problems for me.

Father, according to your glorious riches, supply all my needs. In Jesus’ Holy Name, I have prayed. Amen.

7. Prayer for a Way Out of Debt.

2 Kings 4:7 – She went and told the man of God, and he said, “Go, sell the oil and pay your debts. You and your sons can live on what is left.

Dear Almighty God, I need you to intervene in my financial situation. I have made several financial mistakes that have brought a lack of money and debts into my life as well as insufficiency in my bank account.

Open the windows of heaven and release financial blessings upon me. Father God, grant this prayer request so that my family members and I will have enough food and other basic needs at all times.

In Jesus’ name, I pray. Amen.

8. Prayer to Repay Student Loans.

Psalm 20:1-2: May the Lord answer you when you are in distress; may the name of the God of Jacob protect you. May he send you help from the sanctuary and grant you support from Zion.

Dear Lord Jesus Christ, giver of bread, I am in a financial crisis because of the multiple student loans that I took in the past.

I pray for a miraculous debt cancelation or provision of a large sum of money to repay these loans.

Father, make me worthy of your blessings, hear this debt prayer and according to your miracle power, give me debt freedom at this time of need.

In Jesus’ name. Amen.

Also Related: 15 Powerful Prayers for Financial Breakthrough.

9. Prosperity Prayer That Will End Lack & Debt.

Exodus 14:13 – Moses answered the people, do not be afraid. Stand firm and you will see the deliverance the LORD will bring you today. The Egyptians you see today you will never see again.

Dear Heavenly Father, you are the God who blesses the nations of the earth. I beseech you to break any curse of poverty in my life that might have been existing for a long time.

In this time of struggle, step into my financial situation and do what my earthly father cannot do for me.

Forgive my past mistakes and bring good news my way that will change my life forever. Make my prayer unfailing according to your glorious mystery.

In Jesus’ name. Amen.

10. Prayer for Grace to Be Pulled Out of Debt.

Proverbs 13:11 – Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.

Dear Father, Possessor of heaven and earth and giver of worldly wealth. I seek your divine intervention over my finances on a general note.

According to your rich rule that seedtime and harvest time will never cease as long, the earth remains, release your divine grace to pull me out of debts and grant me financial independence.

Take away debt and poverty from me and bless me with prosperity and abundance. Make me a recipient of your mercy and grace, so that I will prosper spiritually and financially henceforth. In Jesus’ name. Amen.

11. Prayer for Breakthrough That Will Put A Stop to Debt.

Deuteronomy 8:7-9: For the Lord, your God is bringing you into a good land—a land with brooks, streams, and deep springs gushing out into the valleys and hills –

a land with wheat and barley, vines and fig trees, pomegranates, olive oil, and honey, a land where bread will not be scarce and you will lack nothing – a land where the rocks are iron and you can dig copper out of the hills.

Dear Lord Jesus, I pray that you show me the right path to a financial breakthrough that will put a permanent stop to debts in my life.

Provide me with divine wisdom like you gave to Dave Ramsey so that I will be able to make the right decisions regarding my finances. As you do, bless me with adequate earnings that I’ll be able to take care of myself, my loved ones, and serve humanity also.

Dear Father, let your grace rest on me so that I do not get trapped anymore in the swamp of a financial mess. Thank you for the opportunity to bring my prayer card to you and for the forthcoming blessings. In Jesus’ name. Amen.

12. Prayer to Close The Door of Debt & Open That of Prosperity.

2 Corinthians 8:9 – For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake, he became poor so that you by his poverty might become rich.

Dear Father in Heaven, thank you for the good things you have done for me despite the debts that I’m struggling with. I ask that you give me financial open doors that will permanently shut the door of debt and lack in my life.

Gracious God, please intervene in my life and save me from the clutches of the debt trap. Provide me with the financial means to repay the multiple loans and accumulated debts, so that I can breathe again.

Open the door of prosperity that will improve my life and make it meaningful and worth living. In Jesus’ name. Amen.

Also Related: 13 Powerful Prayers for Financial Blessing and Restoration.

13. Prayer for Divine Wisdom to Get Out of Debt.

Proverbs 17:18 – One who lacks sense gives a pledge and puts up security in the presence of his neighbor.

Dear Precious Jesus, the word of God says in James 1:5 that if anyone lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him.

Hence, Lord, I admit that I lack wisdom in financial matters, this has led to many mistakes and wrong financial decisions in my life.

Now, I pray that you endue me with the kind of financial wisdom that creates and multiplies wealth geometrically.

Lord Jesus, I need God’s help to get out of debts as well as prosper financially, help me, O Lord! In Jesus’ name. Amen.

14. Prayer to Be Blessed With A Sustainable Means of Livelihood.

2 Corinthians 9:8 – And God is able to make all grace abound to you, so that having all sufficiency in all things at all times, you may abound in every good work.

Almighty and Everlasting Father, thank you because the deep secrets of this world are known to you.

Therefore, I ask that you show me and teach me the best financial principles and practices that will transform my financial life; and move me from the status of a debtor to a creditor.

Dear Lord, walk with me and help me to make the right financial decisions that will make me enjoy your abundance for the rest of my life.

Provide me with the right opportunity and guidance that will relieve me of the financial woes, ease the stress, and put enough money in my pocket.

In Jesus’ name. Amen.

15. Prayer of Thanksgiving.

Psalm 20:5 – May we shout for joy over your victory and lift up our banners in the name of our God. May the Lord grant all your requests.

Dear Almighty Prayer Answering God, thank you for being so full of love and mercy. Thank you for preparing help in advance to rescue me from debt.

I am indeed grateful to you because you always answer my prayers when I am undeserving of it. Thank you for proving to me over and over that you are the best person that can happen to anyone.

Lord, I am also most grateful because you have never left me out in the cold or allowed me to suffer shame nor hunger. Thank you for always having only pleasant thoughts about me and my welfare.

I am beyond confident that there will be performed over my prayers according to your word. In the Mighty Name of Jesus. Amen!

Prayer Points for Debt Cancellation.

Prayer points are specific topics or themes that can guide individuals in their prayers. If you are seeking debt cancellation through prayer, here are some prayer points to consider:
  1. Acknowledgment of God’s Sovereignty: Begin your prayer by acknowledging God’s power and sovereignty over all things, including your financial situation.
  2. Confession of Past Mistakes: Confess any financial mistakes you may have made in the past that contributed to your current debt situation. Seek God’s forgiveness and wisdom to avoid making the same errors in the future.
  3. Request for Debt Cancellation: Humbly ask God to intervene in your financial circumstances and cancel your debts. Pray for supernatural provision and grace to eliminate the burden of debt from your life.
  4. Trust in God’s Provision: Express your trust in God’s ability to provide for your needs and to take care of you, even in challenging financial times.
  5. Faith and Belief: Pray with unwavering faith and belief that God is capable of performing miracles and granting debt cancellation.
  6. Gratitude: Offer gratitude for the blessings you currently have and for the debt cancellation that you believe will come in the future.
  7. Wisdom and Financial Discipline: Seek wisdom and self-discipline to manage your finances prudently and make wise decisions to avoid falling back into debt.
  8. Prayer for Others: Extend your prayers to those facing similar financial challenges, asking God to grant them debt cancellation and financial freedom as well.
  9. Surrender: Surrender your worries, fears, and anxieties about your financial situation to God, trusting that He will provide for you according to His perfect plan.
  10. Patience and Endurance: Pray for patience and endurance as you navigate through the process of seeking debt cancellation, understanding that God’s timing may not always align with your own.

Prayer is a powerful tool, it is essential to combine it with responsible financial stewardship, seeking professional advice when necessary, and take practical steps to manage and reduce your debts.


With the above 15 prayers to get out of debt fast, you will without doubt experience God’s mercy, grace, and benevolence first-hand.

As you pray these prayers powerfully, there will be miraculous answers to every debt problem in your life.

More so, God will bring relief from the financial burdens and move you towards financial breakthrough and prosperity.

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